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EVERYTHING LEGAL

Here you can find some important OneSpark legal documents and internal company policies.

Life Plan Terms and Conditions
Funeral Plan Terms and Conditions
Living Plan Terms and Conditions
Complaints Resolution Policy
Conflict of Interest Management Policy
Privacy and Cookie Policy
PAIA Manual
Claims Management Framework
TCF Policy
FAIS Disclosure Notice
For more information, please email legal@onespark.co.za.

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πŸ‡ΏπŸ‡¦ Made with love in South Africa

OneSpark is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, an authorised financial services provider (FSP No 76) and a licensed life insurer.

*Life Insurance premiums are risk profile dependant, subject to change and are not guaranteed. Premium comparisons done on a like for like comparisons against most major insurers on 1 January 2022. ShareBacks is an automatic feature. Payout made if you are claim-free and after reinsurance costs. It may be subject to tax

*Funeral cover, Grocery, Transport and Education products are separate policies with separate premiums. The cash payout is automatically included in the premium. Cash payouts are paid out at the cash payout date if the policy is still active, no claims have been made, and all policy premiums have been paid. The present values of the cash payouts are: Education: R150,000, Grocery: R60,000. Premiums are risk profile dependant, guaranteed for 12 months and subject to change. Need 3 Education Products and 1 Grocery Product to get the full R95 000 cover. Testimonial come from actual clients, pictures are not of actual clients to protect their identity & they do not constitute financial advice. Airtime benefit comparisons done against major life insurers on 10/04/2022.

Β©2022 OneSpark (Pty) Ltd. Terms of use. For the full policy terms and conditions, including key limitations, exclusions, risks and charges, please visit the FAQs section or contact us on 0800 168 472. *Terms and conditions apply.